Financial planning is the set of processes whereby we help you identify your goals, develop a plan of action to help you achieve those goals, and regularly monitor your progress towards those goals. Financial planning is necessary to plan for retirement, children’s education, charitable giving & philanthropy, and for wealth and estate transfer.

HVWM employs a 6 – step financial planning process that is among the most comprehensive in the industry:

  1. Goal Projection & Data Collection
  2. Appraisal of Assets
  3. Gap Analysis
  4. Options & Recommendations
  5. Investment Management Implementation
  6. Monitoring & Review